Never Lose Your ROOFING CONTRACTOR Again

There is no such thing as being over protective with regards to your home and your finances. There are several roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it’s important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your house or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. durable roofing of months later you see a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you also find that there was never a business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor includes a business license. If they don’t possess a license, it may be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only requires a general roofing license.

A general contractor is legally in a position to install a roof without a roofing license should they have an over-all contractor license. However, there have been a lot of cases of contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners and home owners. It is ideal for a general contractor to have a roofing license in addition to their general contractors license.

In Utah, the quantity for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not necessary to pay anything to the contractor since they were operating illegally. You can then find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover that your contractor didn’t pay his supplier and that you will be now responsible for that payment. It has happened and can eventually you.

Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to safeguard the house or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.